A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Equity release may involve a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.
If you decide to proceed with your enquiry, we will introduce you to Age Partnership, an independent equity release specialist.
It is important to receive specialist equity release advice to see if you qualify for equity release, if it is right for you, and how much you could release.
It is also important to discuss the impact equity release may have on your entitlement to any means-tested benefits you may receive now or in the future, and the effect it can have on your estate and the amount you would be able to pass on to beneficiaries.
Age Partnership provide initial advice for free and without obligation. Only if you choose to proceed and your case completes would a typical fee of 1.85% of the amount released be payable.
We’d love to hear from you. Call us on 028 91828100 or send us a message using the form below and we’ll get back to you as soon as we can.
NIMortgages.com Ltd is an appointed representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.
Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service ('FOS'). Please see the following link for further details:
Our initial consultations are free of charge. We charge £195 for arranging residential mortgages and £295 for arranging Buy to let mortgages, payable when the mortgage application is made. This fee includes our free reminder and review service at the end of the initial deal term. We will also receive commission from the lender or insurer which will be detailed on your personal illustration
NIMortgages.com Ltd (FCA Number 991619) is an appointed representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority under FCA number 454811.
Your home/property may be repossessed if you do not keep up with your repayments