Insurance, Newtownards

Protection for the things that matter.

Insurance from NI Mortgages in Newtownards

Insurance Advice from NI Mortgages

NIMortgages.com are not tied to a single insurance provider as many other mortgage brokers are. We search through all of the major UK insurers to find the cover which is right for you at the best possible price. Some people may think they can save money using online price comparison websites but with variations on the number and types of medical conditions covered, things like waiver of premium, guaranteed and reviewable premiums, level or decreasing cover, etc. you could end up paying a lower price but receiving significantly less cover. Don’t risk it. Sound advice is the only foundation for your financial future. 

As with all insurance policies, conditions and exclusions will apply.

Life insurance, Critical illness insurance, Income Protection & Home insurance

Protection is as much about helping to safeguard your lifestyle as it is the roof over your head. Have you thought about what you’d have to sacrifice if you had to stop working due to illness or injury, or if you or your partner died or were diagnosed with a critical illness? 

We can help you through life’s difficult times and can tailor a protection package to suit your individual needs.

NlMortgages.com for Insurance in Northern Ireland

When it comes to your family’s financial security you could cross your fingers and hope for the best or you could take a few simple steps now to protect yourself and your family for a very modest monthly cost. Heart disease, cancer, stroke, accidents, illness; sadly these are a fact of life for many people in the UK every year. If they strike your family the effects can be devastating emotionally but you don’t need to suffer twice. With a little preparation your finances can be protected allowing you and your family time and space to recover.
A little forward planning…. 
We all hope to live long and healthy lives but life is full of surprises. A little forward planning can ensure that, should the unthinkable happen, the effects on your family’s financial stability are minimised.

Income Protection 

Protect your Income

A loss or reduction in income has an enormous knock on effect to the things which you take for granted. You might think that your employer will provide you with benefits or that the state will look after you but this is not the case for everyone. The actual amount payable by the state can be surprisingly small. For the price of a cup of coffee per week we could ensure that your are not exposed to this risk. 

Mortgage Protection

Life Insurance & Critical Illness

If you have a mortgage, or are arranging one, have you considered what would happen if you died or suffered a life changing critical illness before the mortgage was repaid? Even if you survived a critical illness would you be able to return to work and maintain the same level of earnings? Selling up whilst dealing with a serious health issue is not a realistic option. Making sure that the roof over your family’s head is protected is a basic first step to their long term financial security and needn’t cost the earth.

Family Protection

Life Assurance

Once you’ve repaid the mortgage how do you afford to go on living? Family protection provides an additional sum of money to keep all the essentials in order - it buys time and peace of mind. 

Home Insurance

Protect your family home

Whether its a flood, a fire or a storm that damages your property or just an accident within the home that causes damage internally the cost of repair can be an unwelcome or potentially disastrous expense. All of these risks can be easily managed with just a little foresight, the right advice and a small monthly payment for the right home insurance.
Home Insurance Options

Mortgages

NI Mortgages are proud to offer the best mortgage advice specifically for Northern Ireland customers. Speak to a mortgage advisor who is based in Northern Ireland, not in a UK call centre, who knows the local mortgage market inside and out. 
Mortgage Advice

Equity Release Mortgages

If you are 55 or over and you own your own home, you could qualify for an equity release plan and unlock a lump sum from your property to help you enjoy the retirement you want.
Equity Release

Co-Ownership Mortgages

Co-ownership allows candidates to purchase part of the property, usually with a mortgage, with the balance of the purchase money being provided by the Co-ownership scheme. The starting point is normally 50/50 but other percentages are available and you can increase your share in your home as your finances allow. 
Co-Ownership Mortgages

Discuss Your Own Insurance Needs

If you have any questions about the right insurance protection package to suit your individual needs or need advice about making changes to your existing insurance coverage, please get in touch. You can speak to a insurance consultant in our local branch in Newtownards
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